What matters most in your Medicare plan?
- Original Medicare will only cover about 50% of your health care expenses. You’ll need to pay for all costs and services Original Medicare doesn’t cover.
- Medicare Advantage and Medicare Supplement plans help pay for costs and services Original Medicare doesn’t cover.
- Original Medicare doesn’t place a limit on how much you could pay for health care each year. That means you could end up paying significant out-of-pocket costs.
- Medicare Advantage and Medicare Supplement plans place a cap on your out-of-pocket expenses, so you’llalways know the most you could pay each year.
- MostMedicare Advantage plans and some Medicare Supplement plans offervision, hearing and dental benefitsalong with health and wellness programs, including free gym memberships.
- Original Medicare doesn’t providedental, vision and hearing coverage and doesn’t include health and wellness programs.
- With Original Medicare, you can go to any doctor, clinic or hospital that accepts Medicare.
- Medicare Advantage plansoffer arange of networks, so you’ll want to besure your doctors, hospitals and clinicsare in the plan network.
- Many Medicare Supplement plans do not use networks, so you can see any doctor or specialist without a referral.
- With Original Medicare, you can go to any doctor, clinic or hospital that accepts Medicare.
- Medicare Advantage plans offer arange of networks, so you’ll want to besure your doctors, hospitals and clinics are in the plan network.
- Many Medicare Supplement plans do not use networks, so you can see any doctor or specialist without a referral.
- Original Medicare and some Medicare Advantage plans cover you anywhere you travel in the U.S. and cover emergency services worldwide.
- Medicare Supplement plans cover routine and emergency health care you receive anywhere in the U.S. and outside the country. You can also keep your plan if you permanently move to another state.
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Shop nowMedicare Advantage
Medicare Advantage is also known as Part C. You can buy these plans to help pay for costs Original Medicare doesn’t cover. Medicare Advantage plans include all your Part A and Part B benefits along with many extras, like vision, dental and fitness benefits. Most include Part D prescription drug coverage, too.
Medicare Supplement
Also known as “Medigap”, Medicare Supplement plans help pay some of the out-of-pocket costs Original Medicare doesn’t pay, like copays, coinsurance and deductibles. They are portable, so you can take them with you if you move to another state, and they cover you when you travel outside the U.S. Medicare Supplement plans do not include Part D prescription drug coverage.
Original Medicare
Medicare Part A and Part B are often called Original Medicare. Part A is hospital insurance and Part B is medical insurance. Original Medicare covers many services, but it won’t cover all the health care you may need. If you only have Part A and Part B coverage, you’ll pay the full cost for services Original Medicare doesn’t cover.
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