UCare health plans
UCare offers plans that help you focus on your health at some of the lowest prices around.
Our individual and family plan specialists can talk you through any questions you have.
Call us at 612-676-6606 or 1-855-307-6975 toll free (TTY: 612-676-6810 or 1-800-688-2534 toll free), 8 am – 5 pm Monday – Friday.
UCare health plans were designed with you in mind
UCare offers four plan options for individuals and families who buy their own insurance, and are available in 28 metro and northeast counties. UCare Individual & Family Plans with M Health Fairview have two plan options and are available in 10 greater metro counties.
Service Area Map (PDF)
All of our plans offer the following extras:
- Unlimited online and convenience care visits at no additional cost* (for instance, MinuteClinic®)
- Up to $200 per month in savings at the grocery store on pre-qualified healthy foods
- Community education discounts
- Dental and eye exams for kids younger than 19
*Online and convenience care are available at no additional cost for members with copay health plans. HSA-compatible health plans require payment for online and convenience care.
Important Plan Documents
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Member Contract
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Summary of Benefits and Coverage
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Provider Directories
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Formulary (List of Covered Drugs)
2020 UCare Individual & Family Plans
Here’s a summary of our plans. For more details and monthly premium costs, use our shopping tool to find a plan that’s right for you. Our shopping tool will help you determine if you’re eligible for a subsidy to help you pay for health insurance. Enter your household and income information when you enroll on the MNsure site to get your exact subsidy amount.
UCare Core
Available to people 30-years-old or younger, or if you qualify for a hardship exemption. Protect yourself from worst-case scenarios with this basic plan.
- Lowest monthly premium
- Preventive care included
- Highest out of pocket costs
UCare Bronze and UCare M Health Fairview Bronze
Robust benefits with a premium for those on a budget.
- Lower monthly premium
- Preventive care included
- Higher up-front copays for office visits and prescription drugs
UCare Bronze HSA and UCare M Health Fairview Bronze HSA
A flexible, tax-advantaged way to cover medical expenses for those who rarely visit the doctor.
- Lower monthly premium
- Preventive care included
- Higher up-front deductible
- Compatible with a Health Savings Account (HSA)
UCare Silver and UCare M Health Fairview Silver
A comprehensive plan with fewer out-of-pocket costs.
- Medium monthly premium
- Preventive care included
- Medium up-front copays for office visits and prescription drugs
UCare Silver HSA and UCare M Health Fairview Silver HSA
A flexible, tax-advantaged way to cover medical expenses for those who want a comprehensive plan with fewer out-of-pocket costs.
- Medium monthly premium
- Preventive care included
- Medium up-front deductible
- Compatible with a Health Savings Account (HSA)
UCare Gold
Rich benefits with the lowest copays and deductible.
- Highest premium
- Preventive care included
- Lowest copays and deductible
Choosing and enrolling in a UCare plan
You’ll enroll in your plan on www.mnsure.org. Before you head over there, you can use our shopping tool to get plan details, compare plans and find out if you qualify for a subsidy and for what amount.
Make your decision with confidence
Get your health plan checklist. This checklist will help you evaluate your healthcare needs so you can feel confident about choosing the right plan. Use this checklist as you compare different plans to find the one that fits your life.
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