UCare health insurance plans
UCare offers plans that help you focus on your health at some of the lowest prices around.
Our individual and family plan specialists can talk you through any questions you may have.
Call us at 612-676-6606 or 1-855-307-6975 toll free (TTY: 612-676-6810 or 1-800-688-2534 toll free), 8 am to 5 pm Monday - Friday.
UCare health plans were designed with you in mind
UCare offers four plan options for individuals and families who buy their own insurance, and are available in 28 metro and northeast counties. UCare Individual and Family plans with Fairview have two plan options and are available in 10 greater metro counties.
Service Area Map (PDF)
All of our plans offer the following extras:
- Free, unlimited online and convenience care visits (for instance, MinuteClinic)
- Up to $200 per month in savings at the grocery store on pre-qualified healthy foods
- Community education discounts
- Dental and eye exams for kids younger than 19
Important Plan Documents
-
Member Contract
-
Summary of Benefits and Coverage
-
Provider Directories
-
Formulary (List of Covered Drugs)
UCare Individual & Family Plans
Here’s a summary of our plans. For more details and monthly premium costs, use our shopping tool to find a plan that’s right for you. Our shopping tool will help you determine if you’re eligible for a subsidy to help you pay for health insurance. Enter your household and income information when you enroll on the MNSure site to get your exact subsidy amount.
UCare Gold
This plan is a good option for people who want the most protection when they need care and are willing to paying more monthly to get it.
- Higher premium
- Lower deductible and out-of-pocket limit; lower costs when you receive care after meeting your deductible
UCare Silver and UCare Fairview Silver
This plan is a good option for people who don’t anticipate needing a lot of care and want to balance their monthly premiums and cost-sharing.
- Medium premium
- Medium deductible and out-of-pocket limit; medium costs when you receive care after meeting your deductible
UCare Bronze and UCare Fairview Bronze
This plan is a good option for people who don’t anticipate needing much care and want to keep their monthly costs low.
- Lower premium
- Higher deductible and out-of-pocket limit; higher costs when you receive care after meeting your deductible
UCare Core
This is our catastrophic plan. It’s only available to people younger than 30 or people who qualify for a hardship exemption.
- Lowest premium
- High deductible that matches the out of pocket limit, low to no costs when you need care after meeting your deductible
Choosing and enrolling in a UCare plan
You’ll enroll in your plan on www.mnsure.org. Before you head over there, you can use our shopping tool to get plan details, compare plans and get an estimate for how much of a subsidy you may qualify for.
Make your decision with confidence
Get your health plan checklist. This checklist will help you evaluate your healthcare needs so you can feel confident about choosing the right plan. Use this checklist as you compare different plans to find the one that fits your life.
UC_FVC_102918_1 IA (10292018)
October 2018