UCare health plans

UCare offers plans that help you focus on your health at some of the lowest prices around.

Compare UCare health plans

Our individual and family plan specialists can talk you through any questions you have.
Call us at 612-676-6606 or 1-855-307-6975 toll free (TTY: 612-676-6810 or 1-800-688-2534 toll free), 8 am - 5 pm Monday - Friday.

UCare health plans were designed with you in mind

UCare offers four plan options for individuals and families who buy their own insurance, and are available in 28 metro and northeast counties. UCare Individual and Family plans with M Health Fairview have two plan options and are available in 10 greater metro counties.

Service Area Map (PDF)

All of our plans offer the following extras:

  • Free, unlimited online and convenience care visits (for instance, MinuteClinic)
  • Up to $200 per month in savings at the grocery store on pre-qualified healthy foods
  • Community education discounts
  • Dental and eye exams for kids younger than 19

Important Plan Documents

  • Member Contract

  • Summary of Benefits and Coverage

  • Provider Directories

  • Formulary (List of Covered Drugs)

Preventive Care Guidelines

2020 UCare Individual & Family Plans

Here’s a summary of our plans. For more details and monthly premium costs, use our shopping tool to find a plan that’s right for you. Our shopping tool will help you determine if you’re eligible for a subsidy to help you pay for health insurance. Enter your household and income information when you enroll on the MNsure site to get your exact subsidy amount.

UCare Core
 

Available to people 30-years-old or younger, or if you qualify for a hardship exemption. Protect yourself from worst-case scenarios with this basic plan.

  • Lowest monthly premium
  • Preventive care included
  • Highest out of pocket costs
     

UCare Bronze and UCare M Health Fairview Bronze

Robust benefits with a premium for those on a budget.

  • Lower monthly premium
  • Preventive care included
  • Higher up-front copays for office visits and prescription drugs

 

UCare Bronze HSA and UCare M Health Fairview Bronze HSA

A flexible, tax-advantaged way to cover medical expenses for those who rarely visit the doctor.

  • Lower monthly premium
  • Preventive care included
  • Higher up-front deductible
  • Compatible with a Health Savings Account (HSA)

UCare Silver and UCare M Health Fairview Silver

A comprehensive plan with fewer out-of-pocket costs.

  • Medium monthly premium
  • Preventive care included
  • Medium up-front copays for office visits and prescription drugs

 

UCare Silver HSA and UCare M Health Fairview Silver HSA

A flexible, tax-advantaged way to cover medical expenses for those who want a comprehensive plan with fewer out-of-pocket costs.

  • Medium monthly premium
  • Preventive care included
  • Medium up-front deductible
  • Compatible with a Health Savings Account (HSA)

UCare Gold
 

Rich benefits with the lowest copays and deductible.

  • Highest premium
  • Preventive care included
  • Lowest copays and deductible

 


 

2019 UCare Individual & Family Plans

Here’s a summary of our plans. For more details and monthly premium costs, use our shopping tool to find a plan that’s right for you. Our shopping tool will help you determine if you’re eligible for a subsidy to help you pay for health insurance. Enter your household and income information when you enroll on the MNSure site to get your exact subsidy amount.

UCare Core

This is our catastrophic plan. It’s only available to people younger than 30 or people who qualify for a hardship exemption.

  • Lowest premium
  • High deductible that matches the out of pocket limit, low to no costs when you need care after meeting your deductible

UCare Bronze and UCare Fairview Bronze

This plan is a good option for people who don’t anticipate needing much care and want to keep their monthly costs low.

  • Lower premium
  • Higher deductible and out-of-pocket limit; higher costs when you receive care after meeting your deductible
     

UCare Silver and UCare Fairview Silver

This plan is a good option for people who don’t anticipate needing a lot of care and want to balance their monthly premiums and cost-sharing.

  • Medium premium
  • Medium deductible and out-of-pocket limit; medium costs when you receive care after meeting your deductible

UCare Gold

This plan is a good option for people who want the most protection when they need care and are willing to pay more monthly to get it.

  • Higher premium
  • Lower deductible and out-of-pocket limit; lower costs when you receive care after meeting your deductible
     


 

Choosing and enrolling in a UCare plan

You’ll enroll in your plan on www.mnsure.org. Before you head over there, you can use our shopping tool to get plan details, compare plans and find out if you qualify for a subsidy and for what amount.

Shop for a UCare plan

Make your decision with confidence

Get your health plan checklist. This checklist will help you evaluate your healthcare needs so you can feel confident about choosing the right plan. Use this checklist as you compare different plans to find the one that fits your life.

Get Your Checklist

Get a checklist

What’s next?

Take the next step.

Enrolling in a plan

Get ready to enroll

Find out how to enroll in a UCare plan. 
 


UC_FVC_102918_1 IA (10292018)
October 2018